There are countless roofers out there who want nothing more than to get to work without having to worry about the red tape of roofing insurance and licensing. Although there’s nothing more admirable than a desire to work, failure to abide by local, state, and federal law could result in you being barred from working. That’s the last thing we want to see happen. That’s why we put together this handy checklist to ensure that your business runs smoothly and lawfully. For a legal ally that will fight tooth and nail to protect your right to conduct business as you see fit, consult one of our roofing lawyers.
1. Insurance Coverage
Insurance requirements vary from state to state, but generally speaking, you’ll need workers’ compensation coverage and general liability insurance. Workers’ comp protects employees in the event they become sick or injured by dangerous hazards, while general liability insurance protects businesses from legal threats that could emerge from property damage or injuries to non-employees. Many states require that owners be insured even if they work alone, so it’s very likely that you will need roofing insurance.
2. Roofing License
Here’s another requirement that varies from state to state (be careful of licensing requirements when working in a neighboring state). Most states require a contractor to be licensed regardless of the type of work they perform. Even if your state does not require a license for roofing, it’s a good idea to become licensed anyway. A roofing license proves to homeowners and commercial property owners that you are an insured and trustworthy business owner. Consult a roofing lawyer with our law office if you are ever accused of contracting without the proper insurance or licensing.
3. Well-Drafted Contract
The contract is one of the most important documents in the roofing and construction industry. Every well-drafted roofing contract should include the scope of work, job duration, payment schedule, and materials and services to be provided. In addition, your contracts should comply with state law. For example, some roofers may be required by their state to include lien notices on contracts valued above a certain amount. In order to help ensure that your contracts are clear and comprehensive, not to mention lawful, consult an attorney with our roofing law firm today.
Disclaimer: The information contained in this article is for general educational information only. This information does not constitute legal advice, is not intended to constitute legal advice, nor should it be relied upon as legal advice for your specific factual pattern or situation.